Credit Reports

How to obtain your credit reports for free

Because of the COVID pandemic, each week, you’re able to access AnnualCreditReport.com to obtain three free credit reports (one from each of the three major credit bureaus, which are Experian, TransUnion, and Equifax). The three bureaus initially intended to provide…

The mortgage middle score

Your middle score is typically used by mortgage lenders when determining your mortgage eligibility. Your lender will obtain three credit scores from your credit reports, one from each of the three major credit bureaus (Experian, TransUnion, and Equifax). Of those…

How to properly check your credit

When you check your credit, it’s important to not just obtain a credit report from one bureau. There are three major credit bureaus: Experian, TransUnion, and Equifax. Your reports at each bureau may not always have the same information, typically…