Credit check basics [video]

Transcript: A company may perform a credit check to gain insight into your credit history. The company could request any number of details from your credit file, including the amount of debt that you owe and how many times you’ve missed a payment. Hard credit checks and inquiries are visible to anyone accessing your credit report. A hard credit check will usually result in a credit score decrease. Soft credit checks and inquiries are only visible to you and don’t affect your credit score. Before applying for credit, it’s important to confirm if a hard credit check will …

Filing a formal complaint with OANDA

OANDA customers still facing issues receiving their welcome bonus payout can file a formal complaint with OANDA by emailing them at complaintsus@oanda.com. OANDA encourages customers to reach out to them at this email address to allow them to chance to provide a resolution before customers lodge complaints with the NFA (National Futures Association) and/or (CFTC) Commodity Futures …

Zurp to launch a new secured credit card

Fintech Zurp received $5 million to help launch its credit card.The concept of the Zurp credit card is to allow cardholders to earn rewards that are then distributed to their favorite content creators or causes. In return, the cardholders receive access to unique experiences and content provided by their rewards recipients. As of now, Zurp credit card holders will have the chance to support their favorite TikTok, YouTube, or e-gaming personality. Zurp says that in the future, cardholders will be able to donate to their favorite athlete, record label, or charity. Though Zurp believes that its …

U.S. Bank offering up to $1,100 in new business solutions bonuses

U.S. Bank is offering up to $1,100 with U.S. Bank’s offer. Customers can earn $500 for opening a new U.S. Bank Business Checking account and $600 for a new U.S. Bank Payment Solutions account. The payment solutions offer is available to both new and existing U.S. Bank business checking customers. The $500 business checking account offer has the following requirements: Open aU.S. Bank Business Checking account. Enroll in U.S. Bank Business Online Banking or the U.S. Bank Mobile App within 60 days of account opening. Maintain a balance of at least $3,000 through 60 days after account …

Highly churnable Citi business checking account bonus ranging from $200 to $2,000 for each account

Citi is offering $200 to $2,000 for opening a business checking account and maintaining qualifying balance levels for 60 days. Bonus payout levels $5,000 balance = $200 bonus $15,000 balance = $500 bonus $25,000 balance = $700 bonus $50,000 balance = $1,000 bonus $100,000 balance = $1,500 bonus $200,000 balance = $2,000 bonus The highlight of the offer is in the terms that state that there’s a limit of “one Cash Bonus per customer per Offer” and that “each independently operated business client with its own unique Tax ID Number is a separate customer.”‘ The …

Alliant Credit Union bonus offer worth up to $300 for existing members and $400 for new members

With Alliant’s new Fast Pass promotion members will receive $100 for opening a new savings account, $100 for opening a new checking account, and $100 for opening a new Certificate of Deposit (CD). Members can also earn an additional $100 by depositing a combined minimum of $10,000 across their checking, savings, and/or CD accounts by March 31, 2023 and maintaining that increased balance until April 30, 2023. The bonus for each account is only available if the member doesn’t currently have a like account open. For instance, a member with an existing checking and savings account cannot …

Affinity Federal Credit Union launches its redesigned site

On January 31, 2023, Affinity Federal Credit Union (AFCU) will launch its new site, which features a fresh, clean design. The credit union provided a preview of the site and stated that the site will be relaunched to “better serve our new and existing members, and to better deliver on Our Mission—improving the financial wellbeing of our members and the communities we serve—we are launching a brand new website.” AFCU stated that the site’s enhancements include: Responsive Design Developed to work across all devices to better serve our members and visitors Simple Navigation Find …

How to use PayPal’s bill pay service and why you might not use it

We knew from prior experience that using PayPal’s bill pay service was risky, primarily due to the chance that PayPal might pay the bill with a payment method that we didn’t intend to use. However, despite PayPal bill pay’s drawbacks, it has some value and we continue to use it since we’ve learned to work around its quirks. Benefits of using PayPal’s bill pay service You might be wondering why one would even use a third-party bill pay service instead of paying directly through the biller. It comes down to cost savings and convenience. Some companies …

Beware of misleading OANDA bonus offers

OANDA is advertising multiple offers promising $250 to $10,000 for funding a forex account and trading. OANDA has confirmed that the offer located at expired on January 15, 2023. In fact, it’s still very prominently displayed on the site almost a week after they acknowledged that their team had failed to remove the expired offer that they’re refusing to offer. The first item of the site’s main menu is the “Trading” option, which links to the expired offer. However, the landing page and offer terms do not provide an expiration date. U.S. customers should also …