Fidelity offering $100 bonus to new and existing users

Now is the perfect time to make Fidelity your hub account if you haven’t already. Even if you currently use Fidelity, you can still take advantage of this offer. By completing Fidelity’s Goal Booster Cash Offer, you’ll earn $100 for having at least $50 in deposits in your new Fidelity® Cash Management Account on the day that the account has been opened for 45 days. This is a really easy deal and it only requires that you keep the initial $50 deposit in the account on the 45th day. The $100 bonus is deposited into your …

Offer subject to change: What this disclaimer does and does not mean for consumers

One common disclaimer found in terms of service is that an offer is subject to change. Contrary to the popular belief that companies likely want consumers to accept, this provision does not grant a company the right to revoke their offer entirely. Let’s consider a bank bonus offer where a bank has offered consumers a monetary incentive in exchange for opening a new account and depositing $100,000. Of course, that number is intentionally exaggerated to emphasize just how egregious it would be if the customer fulfilled the offer terms, only to have the bank cancel the promotion …

When to apply for PenFed’s $500 bonus offer

PenFed is offering up to $500 for members who sign up for a checking and/or savings account. Members will receive $250 for opening a Free Checking or Access America Checking account. They can also receive $150 if they open a Premium Online Savings account. If both the savings and checking bonuses are fulfilled, there’s an additional $100 bonus. The account/s must be opened by 02 The checking account must have at least 2 direct deposits that collectively total $1,500. From 02/15/2024 to 06/15/2024, the savings account must have a minimum balance of $10,000. Bonus payments will be …

Technical issues bound to await those who delay applying for PenFed’s $500 bundle offer

If you received a promotional code for PenFed’s $500 offer, it’s best to not wait until the last minute to apply. No, this isn’t a sales pitch for PenFed. It’s a warning that the opening of your account/s may be delayed due to technical issues on the credit union’s site. When clicking the links to open the required checking or savings accounts, you may be greeted with an “Access Denied” error that will prevent you from accessing the application. Access Denied You don’t have permission to access “http://home.penfed.org/s/checking” on this server. Reference # Access Denied …

Roth IRA conversion roadblocks at Fidelity

“We’re unable to process your transaction because you have another request in progress. To continue, wait until your request is complete.” This is an error that some Fidelity customers may encounter when attempting to convert a traditional IRA to a Roth IRA. The general consensus among Fidelity employees is that the funds in the traditional IRA account just need time to fully settle. Fidelity suggests waiting, though the amount of time recommended seems to vary depending on which Fidelity rep you speak to. Some have encouraged customers to wait as long as six days. …

Use this credit card strategy to earn money and avoid interest for years

Leveraging fee-free 0% APR balance transfers and 0% APR purchase promotions can be a savvy way to manage finances, avoid interest, and actually earn money. The concept is quite simple, and you’ll need just two credit cards, one with a 0% APR purchase offer and another with a fee-free 0% APR balance transfer offer. During the 0% APR purchase promotional period, you’d charge all of your purchases to that card. When the promotional period is over, you’d pay off the balance by transferring it to the credit card that has the 0% APR for balance transfers. …

DCU axes its 0% APR balance transfer offer, replaces it with new, longer offer

Usually on January 1st each year, Digital Federal Credit Union offers its members 0% APR balance transfers. As an added bonus, there was no balance transfer fee. In 2024, DCU is introducing two changes to its yearly balance transfer promotion. The APR has increased from 0% to 9.99%, and unlike previous years, where members had until their July or August statement to settle balance transfers, the deadline is extended until November of 2024. This offer, while a total disappointment for those who had been waiting all year for it, is not completely useless. With inflation, DCU, …

Visa launches Visa+ to allow instant peer-to-peer payments across different payment platforms

Visa has announced the launch of a new payment service called Visa+. This service allows users to send instant payments to other users on different payment platforms. Currently, the service is available to select Venmo and PayPal users and is expected to become more widely available in 2024.These users can send funds to anyone with a Visa+ Payname. Visa+ is a significant advancement to digital payments, offering users an even more convenient and effortless way to send and receive …

Walmart cardholders’ credit may ultimately be affected by Walmart’s lawsuit against Capital One

In a lawsuit filed in a New York federal court on Friday, Walmart accused its credit card partner Capital One in a New York federal court. Walmart accused Capital One of failing to meet the customer service standards outlined in their contract and is seeking to end their partnership. Walmart’s 2018 contract with Capital One required the credit card company to provide specific levels of service to Walmart and its customers. However, according to Walmart, Capital One repeatedly failed to meet several important requirements, giving Walmart the right to terminate the contract. The lawsuit states that …