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Credit scores used for a mortgage or home loan
When you apply for a mortgage or home loan, the lender will use your FICO score. In fact, three FICO scores will be used to determine what’s called your “middle score”. The middle score Your lender will pull one FICO score from each of the major credit bureaus (Experian, Equifax, and TransUnion). Of those three scores, your middle score is the second-highest score, or the score that’s in the middle when the scores are sorted from lowest to highest. Let’s consider the following scenario in which you have the following FICO scores: Equifax: 722 …