What happened to creditscorecard.com?

Creditscorecard.com currently redirects visitors to a Discover.com page. Discover offered afree credit monitoring service through Creditscorecard.com. The service was available to the public and was discontinued in June of 2022. While Creditscorecard.com was in operation, Discover also offered a very similar credit monitoring service to its credit card customers. That service is still available to Discover credit cardholders. Both Creditscorecard.com and the service restricted to Discover customers allowed users to track their real credit score (FICO) each month. The only difference between the two services is that the Experian FICO 8 was available through Creditscorecard.com and …

What to do when a better credit card or bank promotional offer comes along

In the banking and credit card world, though it’s rare, some companies do offer matches for promotional offers. Some credit cardholders have reported that Citi has matched their promotional offer after signing up for a promotion and seeing a better advertised offer later. In some cases, Citi will require you to provide proof that you were targeted for the offer. First Tech Federal Credit Union also advertises in at least one promotion that customers may enroll in their new account promotion within 30 days of establishing membership. Chase also has a record of applying or …

What is structuring?

Structuring is an illegal act defined by the Internal Revenue Service (IRS) as “the practice of conducting financial transactions in a specific pattern calculated to avoid the creation of certain records and reports required by the Bank Secrecy Act (BSA) and/or IRC 6050I.” As it relates to everyday banking and credit card gaming, the IRS could perceive certain customer strategies as structuring, even if the customer utilized the strategy merely as a convenience and/or to safeguard privacy. If a customer purchases $3,000 worth of money orders, the cashier must create a CTR, or Currency Transaction Report. …

Chase checking and savings account bonus increased to $900

Chase routinely offers various bonuses to new customers who open checking or savings accounts. There’s usually a promotion that offers customers an extra bonus for opening a savings and checking account at the same time.Chase is currently running two versions of this promotion, one worth up to $600 and the other worth up to $900. For both promotions, the customer receives $300 for opening a checking account and receiving a direct deposit, and $200 for opening a savings account and maintaining a $15,000 balance for 90 days. When completing the bonus requirements for both the checking and …

PNC credit limit increase process

PNC allows customers to apply for a credit limit increase every six months. The request is done with a soft credit check, which means that the inquiry will only be seen by you and it will not affect your credit score. To apply for the increase online, click the “Customer Service”. Under “Manage Accounts”, click “Request Credit Limit Change”. You’ll then have the chance to request a credit limit increase or decrease. On the same page, you can also opt in or out of automatic credit limit increases. You can opt in and out of automatic …

First Tech $350 new member offer extended through June

When using promotional code NEW2023 through June 30, 2023, new First Tech members can earn up to $350. Members earn $200 for establishing direct deposit. Up to $150 can be earned by using a First Tech debit or credit card to make purchases in certain categories. Unlike most bonuses, First Tech is allowing customers to enroll in the promotion within 30 days of opening their new account. Former customers are allowed to enroll in the promotion if they haven’t had an account within the past 18 months. …

United States Senate Federal Credit Union New Member Bonus

United States Senate Federal Credit Union is offering new members up to $518. The initial and main part of the bonus is $118 and refers to the 118th Congress, which is now in session. To receive the $118 payout, you must establish USSFCU membership by opening a Primary Savings Account and a Senate Checking Account, and use your debit card for five transactions. Up to $400 in bonuses is also up for grabs. $100 Direct Deposit Bonus Set up and receive at least two qualifying direct deposits of $250 or more within 60 days.1 …

DCU continues its yearly fee-free 0% APR balance transfer offer

Each year, beginning in January, Digital Federal Credit Union offers its members what is possibly one of the best balance transfer deals. While 0% balance transfer offers are quite common in the credit card world, DCU’s $0 balance transfer fee is what makes their offer appealing. Financial institutions typically charge 3%-5% for balance transfers. Depending on the amount that you transfer, the fees can be hundreds of dollars, making the so-called 0% APR balance transfer offer not so appealing. In fact, a one-year 0% APR balance transfer offer that has a 3% transfer fee would actually cost …

Chase moves its preapproval tool

Chase’s preapproval tool is no longer available at Consumers hoping to see they’re preapproved for a Chase offer can visit and enter their name, address, and last four digits of their social security number. The preapproval check does not result in a …