PNC credit limit increase process

PNC allows customers to apply for a credit limit increase every six months. The request is done with a soft credit check, which means that the inquiry will only be seen by you and it will not affect your credit score. To apply for the increase online, click the “Customer Service”. Under “Manage Accounts”, click “Request Credit Limit Change”. You’ll then have the chance to request a credit limit increase or decrease. On the same page, you can also opt in or out of automatic credit limit increases. You can opt in and out of automatic …

First Tech $350 new member offer extended through June

When using promotional code NEW2023 through June 30, 2023, new First Tech members can earn up to $350. Members earn $200 for establishing direct deposit. Up to $150 can be earned by using a First Tech debit or credit card to make purchases in certain categories. Unlike most bonuses, First Tech is allowing customers to enroll in the promotion within 30 days of opening their new account. Former customers are allowed to enroll in the promotion if they haven’t had an account within the past 18 months. …

United States Senate Federal Credit Union New Member Bonus

United States Senate Federal Credit Union is offering new members up to $518. The initial and main part of the bonus is $118 and refers to the 118th Congress, which is now in session. To receive the $118 payout, you must establish USSFCU membership by opening a Primary Savings Account and a Senate Checking Account, and use your debit card for five transactions. Up to $400 in bonuses is also up for grabs. $100 Direct Deposit Bonus Set up and receive at least two qualifying direct deposits of $250 or more within 60 days.1 …

DCU continues its yearly fee-free 0% APR balance transfer offer

Each year, beginning in January, Digital Federal Credit Union offers its members what is possibly one of the best balance transfer deals. While 0% balance transfer offers are quite common in the credit card world, DCU’s $0 balance transfer fee is what makes their offer appealing. Financial institutions typically charge 3%-5% for balance transfers. Depending on the amount that you transfer, the fees can be hundreds of dollars, making the so-called 0% APR balance transfer offer not so appealing. In fact, a one-year 0% APR balance transfer offer that has a 3% transfer fee would actually cost …

Chase moves its preapproval tool

Chase’s preapproval tool is no longer available at Consumers hoping to see they’re preapproved for a Chase offer can visit and enter their name, address, and last four digits of their social security number. The preapproval check does not result in a …

U.S. Bank providing up to $600 in account bonuses

U.S. Bank is offering customers up to $600 for opening a new U.S. Bank Smartly Checking and U.S. Bank Standard Savings account and completing required activities for each account. Customers will receive up to $400 after opening a U.S. Bank Smartly Checking account and receiving two or more direct deposits within 90 days. A $200 bonus is provided for direct deposits totaling $3,000 to $5,999.99, and a $400 bonus is provided for direct deposits of $6,000 or more. Customers can also earn up to $200 by opening a new U.S. Bank Standard Savings account with a …

TransUnion reports data breach

TransUnion, one of the three major credit bureaus in the United States, has reported a data breach impacting an undisclosed number of consumers. TransUnion states that upon discovery of the incident, they “engaged in an investigation to identify and notify individuals whose personal information we believe was accessed by unauthorized actors.” Affected individuals will receive a letter detailing the data that was breached, as well as a code that they can use to sign up for complimentary credit …

PayPal is officially ending its PayPal Key service

For a certain group of savvy users, PayPal Key lost its luster some time ago and PayPal will officially axe the service soon. Staying true to form, PayPal provided conflicting dates related to the discontinuation of the service. While the email sent to PayPal Key users states, “Starting April 20, 2022, you will no longer be able to use your PayPal Key Virtual Cards,” the help section that the email links to says, “Any new transactions with a PayPal Key virtual card number will be declined starting April 21, 2022.” Another section of PayPal’s site says, “On …

There’s speculation, but no final word on an extension of the federal student loan payment pause

There has been speculation that the student loan repayment pause will be extended again. Last week, the White House stated that an extension is under consideration, and more recently, the Education Department instructed federal student loan servicers to hold off on sending borrowers the notices that they’re required to send about the resumption of student loan payments. The student loan payment pause began at the beginning of the pandemic in March of 2020 and has been extended a few times, with the latest extension set to expire on May 1, 2022. The student loan relief called for …