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Matters Pecuniary ... credit cards, banking, debt management, |
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Matters Pecuniary ... credit cards, banking, debt management, |
Leveraging fee-free 0% APR balance transfers and 0% APR purchase promotions can be a savvy way to manage finances, avoid interest, and actually earn money. The concept is quite simple, and you’ll need just two credit cards, one with a…
Experian is notorious for offering what seems like a never-ending trial of its credit monitoring service. Although Experian entices consumers with a 7-day trial of its CreditWorks Premium credit monitoring service, you can renew the trial for years. Even better,…
There are countless sites offering you free access to your credit scores. The companies that do offer continued free access to your scores are undoubtedly just providing you with your Vantage scores, which differ from FICO scores in their calculation…
Under the Fair Credit Reporting Act, consumers have the right to obtain a free copy of their credit report from each of the three major credit bureaus (Experian, Equifax, and TransUnion) once every 12 months. But, this shouldn’t be the…
Credit cycling is the act of using your entire credit limit during a billing cycle and paying it down so that you can continue using the credit card during that same cycle. The benefits of credit cycling Purchase protection Credit…
If you have questions about Discover’s Credit Scorecard, you can call Discover at 800-347-7996 and ask to speak with a member of their FICO team. However, Discover’s only able to provide very general information, which includes an overview of how…